Live on 0G testnet12,940 policies

Insurance that settles itself.

InsurAI writes parametric policies onchain, verifies claims inside hardware-secure enclaves, and pays out in the same block. No adjusters. No paperwork. No three-business-day waits.

Audited and attested by
Intel TDX NVIDIA H100 0G Chain 0G Storage
InsurAI
FD-2026-A14BIssued 2026-05-11
Flight Delay Cover
LHR
JFK
Premium$12.40
Max payout$400.00
TriggerDelay ≥ 2h
Policy0xA1B2…8901
Trigger event
Flight delayed 3h 14m — confirmed via FAA feed
TEE attested · sig 3045…dead · 2.1s
StatusPaid · same block
$237.00
Built on the full 0G stack
0G Chain 0G Compute 0G Storage .0g Agent ID Intel TDX
4.2s
Median claim decision
100%
Onchain audit coverage
0G TEE
Compute attestation layer
0
Human reviewers in the loop
How it works

From premium to payout, in five steps.

Every InsurAI policy is a deterministic program. The trigger condition is encoded in Solidity. The verdict is signed by a remote-attested enclave. The payout is on chain. Read the contract source →

01
Buy a policy

Pick a parametric product and pay the premium from your 0G wallet. Settlement is immediate.

02
Trigger occurs

An insurable event happens — a flight is delayed, a device fails, a sensor crosses a threshold.

03
Submit evidence

Upload supporting documents. They're pinned to 0G Storage; the CID is committed onchain.

04
TEE inference

Our model runs inside a 0G Compute enclave. The signed verdict never exposes private data.

05
Instant payout

The contract validates the TEE signature and releases funds in the same block — no escrow desk.

Infrastructure

Four primitives. One coherent system.

We didn't bolt AI onto a traditional insurance backend. We rebuilt every layer on 0G's AI-native infrastructure so that privacy, speed, and verifiability are structural — not promises.

0G Chain
EVM-Compatible L1

Policy contracts, premium escrow, settlement.

0G Compute
TEE Inference Network

Intel TDX and NVIDIA H100 secure enclaves.

0G Storage
Decentralized Blobs

Claim documents and attestations, content-addressed.

.0g Agent ID
Onchain Identity

Human-readable wallet handles for policy owners.

Features

What you get when insurance is just software.

No call centers. No fine print written by adversaries. No claim-handler discretion. Just programs that run, signatures you can verify, and payouts that arrive when the contract says they will.

Parametric policies

Flight delay, device coverage, event cancellation — written in code, not in 40 pages of fine print.

Private by construction

Personal data is decrypted only inside the TEE. The host can't see it. We can't see it. Neither can your insurer.

AI verdicts you can audit

Every model decision ships with a hardware attestation and a deterministic input hash. Verifiable from chain.

Onchain settlement

Premiums and payouts move through audited contracts on 0G's EVM L1.

.0g identity

Bind your policies to a name like alice.0g. Portable. Resolvable. Revocable.

Same-block payout

From verdict to wallet in one block — no escrow desk, no Friday-afternoon banker.

“Eight seconds from delay confirmation to my wallet. I checked the block explorer twice because I couldn't believe the payout had already landed.”

Maya ChenFlight delay claimant · alice.0g
$1.84M
Paid out to policyholders
99.4%
Claims auto-settled without review
4.2s
Median verdict to payout

Coverage in 30 seconds. Payouts in a block.

Connect a wallet, pick a parametric product, and you're insured. No forms, no calls, no quotes that expire on Monday.